To help the people belonging to the Lower- and Middle-Income Group become independent homeowner, the PMAY scheme come with eligibility criteria and easy documentation. To avail of the benefits under the PMAY scheme, you need to meet the mentioned criteria:
EWS/LIG: New construction, house purchase and addition of rooms, kitchen, toilet etc. to existing dwelling as incremental housing.
MIG I and II: Purchase or construction of house.
A beneficiary family will comprise husband, wife, unmarried sons, and/or unmarried daughters. An adult earning member (irrespective of marital status) can be treated as a separate household.
Conditions to be fulfilled
None of the family members owns a Pucca (an all-weather dwelling unit) House in any part of India
Funded House shall have provisions for basic civic amenities like toilet, water, sanitation, sewerage, road, electricity etc.
For EWS/LIG section, at least one of the owners of the property should be female. However, this condition is not applicable in following scenarios
A beneficiary family should not have availed of central assistance under any housing scheme from the Govt of India
Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY) – Urban is available in 22,115 Statutory Towns and Planning Areas. An updated list of statutory towns and planning areas can be obtained from.