Trusted partner of over 50,000+ home owners

He is a qualified Chartered Accountant and a Company Secretary. He also holds a bachelor’s degree of Commerce from Mumbai University. He has over 14 years of rich experience in BFSI sector, more particularly with non-banking financial companies (NBFC), in both retail and wholesale financing businesses. With strong analytical mind, he holds deep experience across all facets of finance i.e., fund raising and treasury management, investor relations, business planning & strategy, financial reporting, tax, audit, secretarial and regulatory compliances. His last assignment was as a CFO of Xander Finance, NBFC backed by Singapore based Xander Group. His previous role included fund raising for the NBFC business from Banks/ FIs and capital markets and supervising financial reporting and regulatory compliances. Prior to Xander, he has been associated with JM Financial, Karvy Group, PricewaterhouseCoopers and Ernst & Young.

Mr. Ramdas is the Chief Credit Officer and is responsible for the credit underwriting and ensuring risk is kept in control. An MBA graduate by qualification , he has over 17 years of experience in Credit & Risk Management and has in-depth knowledge of Credit, Risk, Operations, Collateral, and portfolio management. He has worked with various renowned institutions in his earlier roles such as Cholamandalam, Kotak, Indiabulls, Barclays and others. During his last stint, he was associated with Bajaj for more than 6 years and was the HFC Divisional Head – Credit & Collateral, managing the Bangalore hub. He was instrumental in setting up rural finance in Bajaj and a successful HFC processing hub in Bangalore.

He has more than 2 decades of experience into Collections, Sales, Credit, Operations, Risk, Product, Strategy & Marketing. He holds Honours Graduate degree in Commerce from St. Xavier’s College, Calcutta and certified in “Enhancing Sales Force Performance” from IIM Ahmedabad. Earlier, he was associated with ICICI Bank, HDFC Bank, DCB, Indiabulls Housing Finance, DHFL, Magma Housing and Clix Capital

Mr. Ashish Naik has joined us as the Chief Business Officer of the Company. He comes with a rich experience of more than 2 decades which spread across mortgage finance - sales & credit, business analysis & marketing of engineering goods. In the area of mortgage finance his exposure includes rural & semi urban lending, corporate lending in reputed HFCs and MNC Banks. His role covered booking of profitable & quality business for the company, region management, managing branch operations, sales & distribution through direct, channel and institutional sales, responsibility of credit & collections. Mr. Naik has been previously associated with Tata Capital Housing Finance Ltd., Citibank N.A., BOB Housing Finance Limited and Satwik Electric Controls. Mr. Naik’s education qualification includes Bachelors Degree in Science, Masters in Management Science and Post Graduate Diploma in Business Management.

Mr. Rishikant Dubey has joined us as the Chief Risk Officer of the Company. He is an astute, result-oriented leader with over a decade of experience in Banking and financial services. He has experience in credit risk management, portfolio analysis, credit rating model development, operational risk and asset liability management of the Banks and financial services. He is an experienced and certified Professional Risk Manager (PRM) with multi-tasking abilities; having operated in high-pressure environments. His experience ranges in credit risk management like credit risk assessment, credit risk model development, credit risk model validation, ICAAP, development of RAROC template, calculation of capital charge for credit risk, IRB implementation and ECL computation in IFRS, operational risk management and policy framework for Operational Risk, Analysis of Key Risk Indicator, RCSA, Loss Data Analysis, Capital Charge Computation of Operational Risk, Fraud Risk Analysis Asset Liability Management including liquidity risk management in the Bank and Financial Services.