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Surat is traditionally known for its diamond and textile industries. The developing IT and retail sectors also contribute to its economy. Therefore, the demand for residential properties has grown tremendously in this Tier-II city.
Quick appreciation of property rates, a surge in rental rates, and popular waterfront projects make buying a residential property a profitable proposition for investors. As interest rates are low enough to favour the borrowers, getting a property in a prime city like Surat would be quite easy.
You can mortgage your existing property to purchase a new property. Loan against property in Surat can help you get a high-value loan without having to strive for funds. These funds can be used for the marriage or higher education of your child, expanding your business, or taking care of any emergency expenses. We at Poonawalla Housing, help you to get a LAP loan in Surat. Our extensive set of features and offerings help you get a customised mortgage loan in Surat easily and at competitive rates.
We offer the following features and benefits for providing easy access to a LAP loan in Surat:
High LTV:
Financing big-ticket purchases is easy as a high loan to value ratio is available. Therefore, the market value of your commercial or residential property can be leveraged to fulfil any requirement.
Hassle-free Loan Processing:
Due to strong tie-ups and connections with realtors in Surat, we manage to evaluate your loan eligibility in no time. Also, minimal documents are needed for processing a loan against property making the entire process quick and hassle-free.
High-value Loans:
Get high-value loans easily as we unlock the true value of your commercial and residential properties in Surat. Avail of loans ranging from Rs. 5 lakh to Rs. 25 lakh easily.
Affordable Interest Rates & Flexible Tenures:
Get reasonable loan against property interest rates in Surat only with Poonawalla Housing. The choice of selecting the loan tenure as per your existing financial obligations facilitates seamless loan repayment.
Transparency:
Transparency in terms of processing and other charges provide a clear idea of all the charges related to loan processing. We provide a detailed overview of all loan processing charges upfront.
Foreclosing Loans:
You can foreclose loans by paying a penalty up to 0% on the existing loan balance.
Loan for All Properties:
You can avail a loan for warehouse, commercial, residential, industrial or any other type of property from us.
Doorstep service:
Doorstep consultation and document collecting services are provided to facilitate a smooth experience while applying for a mortgage loan in Surat.
As someone who lives in Surat, get personalized support and consultation from our highly trained executives. You can connect with them to resolve your queries related to your loan against property eligibility. Click here and apply online for a loan against property in Surat or check our loan against property calculator to find the loan amount you qualify for.
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Formerly Known as Magma Housing Finance Limited