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We provide you with Loan Against Property with a simple eligibility criteria and minimal paperwork. Thereby, ensuring an easy and quick process to fulfil your financial needs.
Salaried Individuals | Self-Employed Individuals | Firm / Company | |
Eligible Borrowers | Salaried Individuals working with LLP / Private Limited / Public Limited Companies |
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Partnership or Private Limited companies engaged in Manufacturing, Servicing or Trading |
Age | Applicant must be of minimum 25 years at the time of loan application and maximum 65 years or retirement age, whichever is earlier | Applicant must be of minimum 25 years at the time of loan application and maximum 65 years or retirement age, whichever is earlier | Proprietor / Key Partner / Key Director should be of minimum 25 years at the time of loan application and maximum 65 years at loan maturity. |
Income | Net monthly take home salary should be at least ₹ 25,000 | Gross annual income should be minimum ₹ 3 Lakhs | Annual turnover should be of minimum ₹ 10 Lakhs |
Experience / Vintage | Minimum Stability of 1 year in the current company with total minimum experience of at least 2 years |
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Business stability / Vintage of minimum 3 years in the same business |
Citizenship | Individuals with Indian Citizenship | Individuals with Indian Citizenship | Proprietor / Partners / Directors with Indian Citizenship |
Salaried Individuals | Self-Employed Individuals | Firm / Company | |
Identity Documents |
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Address Proof |
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Income Documents |
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Bank Account Statement | Latest 6 months’ bank statement evidencing salary credits | Operative bank account statement for last 6 months | Operative bank account statement for last 6 months |
Property Documents | Property documents along with legal & technical clearance of the property |
*The above list is indicative and additional documents may be required during processing of your application.
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Our Home Loan representative will contact to you for next steps to complete your application process.
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Formerly Known as Magma Housing Finance Limited