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Overview
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Interest Rate & Charges

Know our Home Loan Interest Rates & Charges

We make home loans affordable for you with competitive interest rates and completely transparent processing involving no hidden charges. Buying your dream of a home with Poonawalla Housing Finance doesn’t put an extra burden on your finances.

Interest Rate logo Affordable interest rate
  • Our Home Loan interest rates are affordable as well as competitive, starting at just 9.55% p.a. For first-time homeowners, Home Loan gets even more affordable with the PMAY scheme interest subsidy of up to ₹ 2.67 lakhs as per your eligibility category. You can simply calculate your EMI with our Home EMI Calculator and apply for a loan as per your requirement.
Foreclosure logo Foreclosure charges
  • No foreclosure charges are applicable for Floating Rate Home Loans
  • Charges may be applicable as per the Loan agreement or terms & conditions specified by the NHB for Fixed Rate Home Loans
  • Valuation charges for BT / Home Equity / Refinance cases as per actuals
Processing Fee Logo Processing fee
  • A minimum processing fee of 1% to 2% of your loan amount plus GST is applicable
Fee and charges Logo Other fees and charges

Please click here to know the charges

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FAQs

How to Apply for Home Loan In 5 Easy Steps?

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Online

Apply Online

On the application form, fill in your basic details

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Documents

Submit Documents

Submit your KYC, Income documents, and Bank account statements

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Verification

Verification

We’ll do a quick verification and assessment of your documents

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Quick
Approval

Quick Approval

We follow a quick process to approve loan applications

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Easy
Disbursal

Easy Disbursal

That’s it! Your Home Loan will be instantly disbursed

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Home Loan Balance Transfer

Our Home Loan are available at locations

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Formerly Known as Magma Housing Finance Limited

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