Explore the Features & Benefits of our Home Loan

Buying a home is a dream for you. Keeping this in mind, we help you fulfil your dream with our feature-rich Home Loan schemes which are designed for a seamless and pleasant experience.

	Home Loan for all your housing needs Whether your dream is to own a home or build a home, our loan offering is designed to cater all your needs. You can choose our Home Loan offering to buy a new house, expand your existing house, self-construct a house, or buy a resale property for yourself.
	Affordable housing loans Poonawalla Housing Finance Home Loans starts from as low as ₹5 Lakh at competitive interest rates. Our "Affordable" home loans aim at fulfilling the dreams of lower-income segments and help them to buy their home. Our doorstep services with a dedicated relationship manager will provide you end-to-end support in your home loan journey to make it a convenient for you.
	Balance transfer You can lower your monthly EMIs by transferring your outstanding home loan amount to Poonawalla Housing Finance.
	Top-Up loan To help you manage your sudden financial needs easily, we offer a Top-Up of extra funds on your existing loan at minimal new documents.
	Flexible repayment tenure Enjoy the convenience and flexibility to repay your loan with a tenure option between 1 to 30 years. It lets you spread out your payment over a longer tenure for smaller, pocket-friendly EMIs.
	Pradhan Mantri Awas Yojana (PMAY) Buying a home is now much more affordable for first-time homeowners with the Government's PMAY Scheme which provides a maximum interest subsidy of up to ₹ 2.67 Lakhs on the basis of your eligibility.
	Minimum documentation We have simple eligibility criteria and minimal documentation to ensure that you the best home loan without any hassles.
	Attractive interest rates Our Home Loan interest rates are affordable and competitive and hence, they don’t put any extra burden on your finances.
	End-to-end doorstep service We provide end-to-end support with a dedicated relationship manager at the convenience of your doorstep. With our quick loan process, we ensure that your home buying journey is an easy and smooth experience.