Home Loan Balance Transfer - Poonawalla Housing Finance

Transfer your Home Loan for lower EMIs

Home Loan Balance Transfer

Have already taken a home loan for your property from a Bank or financial institution? You now have the opportunity to lower your home loan interest rate for affordable equated monthly instalments (EMI) payments. Know more about the benefits of this hassle-free offering from Poonawalla Housing Finance:

Features & Benefits

  • Affordable EMIs on home loan
  • Competitive interest rates
  • Additional loan amount
  • Up to 30 years of loan tenure
  • Complete transparency with no hidden charges
  • Hassle-free application process with minimal documentation
  • Simple eligibility criteria

Interest Rates

Transfer your balance home loan to Poonawalla Housing Finance and enjoy affordable interest rates, starting 9.55% p.a. Click here for more details on our home loan interest rates.

Eligibility Criteria

The eligibility for home loan balance transfer vary across financial institutions. With Poonawalla Housing Finance, you can avail this loan with simple eligibility criteria:

  • Age between 21 to 65 years
  • Monthly income of at least ₹25,000
  • Minimum working experience of two years

Quick list of documents you need for home loan balance transfer:

  • KYC documents (Your valid Id and Address proofs)
  • Proof of Residence
  • Income documents
  • Property documents
  • Employment certificate
  • Foreclosure letter of loan to be taken
  • List of Documents (LOD) from existing financer not more than 12 months old from login date along with copy of property documents as per LOD

How to apply for home loan balance transfer loan?

With Poonawalla Housing Finance, you can easily balance transfer your Home Loan, online or offline. Check out the quick steps to apply online.

  • Step 1 – Visit housing website or nearest branch
  • Step 2 – Check if you are eligible for our home loan balance transfer
  • Step 3 – Add all details in your application form
  • Step 4 – Upload documents
  • Step 5 – Once the verification process is successful, loan amount will be disbursed

We value your dreams, transfer your outstanding home loan in a hassle-free process and avail the benefits of maximum tenure, competitive interest rates, zero foreclosure / pre-payment charges. Use Home Loan EMI calculator to calculate your savings with our offered interest rate. So, choose Poonawalla Housing Finance as your financial partner and save more on your EMIs.

How to Apply for Home Loan In 5 Easy Steps?

Apply Online Logo

Apply Online

On the application form, fill in your basic details

Submit Documents Logo

Submit Documents

Submit your KYC, Income documents, and Bank account statements

Verfication Logo


We’ll do a quick verification and assessment of your documents

Quick Approval Logo

Quick Approval

We follow a quick process to approve loan applications

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Easy Disbursal logo

Easy Disbursal

That’s it! Your Home Loan will be instantly disbursed

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