Know our Home Loan Interest Rates & Charges

We make home loans affordable for you with competitive interest rates and completely transparent processing involving no hidden charges. Buying your dream of a home with Poonawalla Housing Finance doesn’t put an extra burden on your finances.

	Affordable interest rate Our Home Loan interest rates are affordable as well as competitive, starting at just 9.55% p.a. For first-time homeowners, Home Loan gets even more affordable with the PMAY scheme interest subsidy of up to ₹ 2.67 lakhs as per your eligibility category. You can simply calculate your EMI with our Home EMI Calculator and apply for a loan as per your requirement.
	Foreclosure charges No foreclosure charges are applicable for Floating Rate Home Loans Charges may be applicable as per the Loan agreement or terms & conditions specified by the NHB for Fixed Rate Home Loans Valuation charges for BT / Home Equity / Refinance cases as per actuals
	Processing fee A minimum processing fee of 1% to 2% of your loan amount plus GST is applicable
	Other fees and charges Please click here to know the charges