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We understand what it feels like to take the first step towards buying your own dream home. To make your dream more accessible, we provide home loans with simple eligibility criteria, minimum documentation, and a hassle-free application process.
Salaried Individuals | Self-Employed Individuals | Firm / Company | |
Eligible Borrowers | Government / Semi government / PSU / Private and MNC companies / Proprietorship or Partnership firms |
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Partnership or Private Limited companies engaged in Manufacturing, Servicing or Trading |
Age | The minimum age of applicant at the time of loan application should be a 21 years and maximum of 65 years or the retirement age, whichever is lower. | The minimum age of applicant at the time of loan application should be a 21 years and maximum of 65 years or the retirement age, whichever is lower. | The minimum age of Proprietor / Key Partner / Key Director at the time of loan application should be a 25 years and maximum of 65 years or the retirement age, whichever is lower. |
Income | Net monthly take-home salary should be minimum ₹ 20,000 | Gross annual income should be minimum ₹ 3 Lakh | Annual turnover should be minimum ₹ 10 Lakhs |
Experience / Vintage | Minimum One year | Minimum Two years in current Business or Profession | Business stability / Vintage of minimum 3 years |
Citizenship | Individuals with Indian Citizenship | Individuals with Indian Citizenship | Proprietor / Partners / Directors with Indian Citizenship |
Salaried Individuals | Self-Employed Individuals | Firm / Company | |
Identity Documents |
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Address Proof |
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Income Documents |
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Bank Account Statement | Latest 6 months’ bank statement evidencing salary credits | Operative bank account statement for last 6 months | Operative bank account statement for last 6 months |
Property Documents | Property documents along with legal & technical clearance of the property |
*The above list is indicative and additional documents may be required during processing of your application.
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Click on submit button
Our Home Loan representative will contact to you for next steps to complete your application process.
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Formerly Known as Magma Housing Finance Limited